Ratings

OTP Bank Plc.

(Last update: 17/07/2018)

Rating agency	Rating agency
Moody's	Long Term Foreign Currency Deposit	Baa3 (0)
	Long Term Local Currency Deposit	Baa2 (0)
	Short Term Foreign Currency Deposit	P-3
	Short Term Local Currency Deposit	P-2
	Long Term Counterparty Risk Rating (Local and Foreign Currency)	Baa1
	Short Term Counterparty Risk Rating (Local and Foreign Currency)	P-2
	Subordinated Foreign Currency Debt (UT2)	Ba3(hyb)
S&P Global	Long Term Foreign Currency Counterparty Credit Rating	BBB- (0)
	Long Term Local Currency Counterparty Credit Rating	BBB- (0)
	Short Term Foreign Currency Counterparty Credit Rating	A-3
	Short Term Local Currency Counterparty Credit Rating	A-3
	Long Term Resolution Counterparty Rating (Local and Foreign Currency)	BBB-
	Short Term Resolution Counterparty Rating (Local and Foreign Currency)	A-3
Dagong Global	Long Term Foreign Currency	BBB+ (0)
	Long Term Local Currency	BBB+ (0)
	Short Term Foreign Currency	A-2
	Short Term Local Currency	A-2

Moody's global scale ratings of OTP subsidiary

(Last update: 19/06/2018)

Subsidiary	Subsidiary
OTP Mortgage Bank	Local Currency Issuer Rating	Baa3 (0)
	Long Term Counterparty Risk Rating (Local and Foreign Currency)	Baa1
	Short Term Counterparty Risk Rating (Local and Foreign Currency)	P-2

Fitch rating of OTP subsidiary

(Last update: 30/06/2016)

Subsidiary	Fitch Rating
OJSC OTP Bank (Russia)	Long Term Foreign Currency Issuer Default Rating	BB (0)

(-) Outlook: negative
(0) Outlook: stable
(+) Outlook: positive

Most recent announcement of Moody’s rating agency
about OTP Bank

June 18, 2018	Moody's assigns Counterparty Risk Ratings to 33 banks in Central and Eastern Europe
March 23, 2018	Credit Opinion
October 19, 2017	Moody's upgrades OTP Bank Nyrt's local currency deposit rating to Baa2, stable outlook

Most recent announcement of S&P Global rating agency
about OTP Bank

July 16, 2018	Six Central And Eastern European Banks Assigned Resolution Counterparty Ratings
November 3, 2017	OTP Bank Rating Research
July 24, 2017	Two Hungarian Banks Upgraded, One Affirmed As Economic And Industry Risks Diminish

Most recent announcements of Dagong Global rating agency
about OTP Bank Plc.

November 28, 2017	Credit View
November 28, 2017	Credit View (Chinese translation)
November 22, 2017	Dagong Global Assigns a Long-Term Credit Rating of BBB+ to OTP Bank, Outlook Stable
November 22, 2017	Dagong Global Assigns a Long-Term Credit Rating of BBB+ to OTP Bank, Outlook Stable (Chinese translation)