OTP Group

Owing to economic and legal considerations OTP Group provides its universal financial services through several subsidiaries. In Hungary traditional banking operations are performed by the Bank while specialized services, including car leasing, investment funds are developed and offered by the Bank's subsidiaries. Insurance claims of OTP Group clients are supplied by sales of insurance products with strategic collaboration with french insurance company, Groupama, after its OTP Garancia aqutision.

OTP Bank

Owing to economic and legal considerations OTP Bank provides its universal financial services through several subsidiaries.

Chairman and CEO: Dr. Csányi Sándor
H-1051 Budapest, Nádor utca 16.
Phone: +36 1 473 5000
Fax: +36 1 473 5955
www.otpbank.hu

Merkantil Group

Merkantil Group is one of the market leaders in car financing in Hungary.

Chairman and CEO: Dr. László Utassy
H-1051 Budapest, József Attila u. 8.
Phone: +36 1 429 7600
Fax: +36 1 429 7601
www.merkantil.hu

OTP Fund Management

OTP Fund Management Ltd is the largest Hungarian institutional investor and the best-capitalised organisation concentrating purely on asset management on the Hungarian market.

Chairman: Dr. Zsolt Barna
CEO: Benedek Köves
H-1134 Budapest, Váci út 33.
Fax: +36 1 412 8399
www.otpalap.hu

OTP Building Society Ltd.

It is the market leader in the building society savings market offering saving opportunities that entitle the savers to state subsidies, tax allowances

Charmain: Antal Kovács
CEO: András Becsei
H-1051 Budapest, Nádor u. 21.
Phone: +36 1 3666 888
Fax: +36 1 354 7464
www.otp-ltp.hu

OTP National Health Fund

The main activity of the Health Fund is the organisation and finance of public and individual health care programmes.

CEO: Ferenc Studniczky
H-1051 Budapest, Mérleg u. 4.
Postal address: 1369 Bp. 5. Pf: 362.
Phone: +36 1 3666 555
Fax: +36 1 266 6364
www.otpegeszsegprogram.hu

OTP Pension Fund

One of the biggest members in voluntary pension fund market in terms of total assets and membership.

Managing Director: Csaba Nagy
H-1051 Budapest, Mérleg u. 4.
Phone: +36 1 3666 555
Fax: +36 1 429 7448
www.otpnyugdij.hu

OTP Travel

OTP Travel as a significant member
of the Hungarian tourism market
deals with air ticket sales, event management and the organisation
of domestic and foreign travels.

Managing Director: Judit Molnár
H-1051 Bp., Nádor u. 21.
Phone: +36 1 354 7300
Fax: +36 1 999 7958
www.otptravel.hu

OTP Real Estate Lease

The biggest member of Hungarian retail flat leasing market. Offering leasing services of new and used flats for private, corporate customers and for local governments.

CEO: Csaba Szántó
H-1012 Budapest, Vérmező út 4.
Phone: +36 1/20/30/70 3666 666
www.otpingatlanlizing.hu

OTP Real Estate

OTP Ingatlanpont is one of the leading real estate agencies thanks to its nationwide coverage and its dynamically growing portfolio of mainly exclusive assignments.

CEO: Tamás Ádány
H-1051 Budapest, Nádor u. 21.
Phone: +36 1 373 3800
Fax: +36 1 269 1370
www.otpingatlan.hu

OTP Real Estate Fund Management

The Company was established to manage the portfolio of the OTP Real Estate Fund.

CEO: Dr. Zsolt Barna
H-1012 Budapest, Pálya u. 4-6.
Phone: +36 1 336 0900
Fax: +36 1 201 9322
www.otpingatlanalap.hu

OTP Mortgage Bank

The subsidiary was established to provide subsidized mortgage bonds based housing loans completing the range of housing loans offered by the Bank Group.

Chairman: Antal Kovács
CEO: András Becsei
H-1051 Budapest, Nádor u. 21
Phone: +36 1 354 7400
www.otpjzb.hu

OTP Hungaro-Projekt

Besides general strategic consulting the main activity of OTP Hungaro-Projekt Ltd. is offering project preparation and management services for the use of EU Funds.

Managing Director: László Vulcz
H-1134 Budapest, Dévai utca 26-28.
Phone: +36 1 412 3520
Fax: +36 1 238 0981
www.otphp.hu

OTP Factoring

OTP Factoring Ltd. is the largest corporation in the country purchasing and collecting receivables.

CEO: János Szász
H-1066 Budapest, Mozsár u. 8.
Phone: +36 1 267 6095
Fax: +36 1 485 5017
www.otpfaktoring.hu

OTP Factoring Asset Management

Main business activities include management and sales of real estate collateral transferred by OTP Factoring Ltd.

Managing Directors:
dr. József Kácsor
Tibor Sándor Tóth
H-1066 Budapest, Mozsár u. 8.
Phone: +36 1 485 3039
Fax: +36 1 267 6097

International subsidiaries

After the realisation of its own privatisation process, OTP Bank started its international expansion targeting countries in CEE region, which offer great economic growth potentials similar to Hungary. OTP Bank has completed several successful acquisitions in the past years, becoming a key player in the region.

OTP Group currently operates in Bulgaria (DSK Bank), Croatia (OTP banka Hrvatska), Romania (OTP Bank Romania), Serbia (OTP banka Srbija), Slovakia (OTP Banka Slovensko), Ukraine (CJSC OTP Bank), Russia (OAO OTP Bank, Donskoy Narodny Bank) and Montenegro (Crnogorska komercijalna banka AD) via its subsidiaries.

OTP Banka Slovensko a.s.

The Slovakian bank was OTP's first foreign acquisition that provides a full range of financial services to its clients, primarily entrepreneurs and municipalities.

Chairman and CEO: Zita Zemkova
Stúrova ue. é.5. 813 54 Bratislava,
Slovakia
Phone: (+421) 2 5979 1111
Fax: (+421) 2 5296 3484
www.otpbank.sk

OTP banka Hrvatska d.d.

OTP banka Hrovatska - the seventh largest bank in the Croatian banking market - is the market leader in the Istria peninsula.

Chairman and CEO: Balázs Békeffy
23000 Zadar Domovinskog rata 3.
Horvátország
Phone: +385 (0) 72 201 602
Fax: +385 (0) 72 201 950
www.otpbanka.hr

OTP Bank Romania S.A.

OTP Bank Romania offers a wide range of financial services, it is retail clients that constitute the main focus of the Romanian bank.

Chairman and CEO: László Diósi
Strada Buzesti, Nr. 66-68, Cod 011017, Bucuresti, Romania
Phone: +4021 307 57 00
Fax: +4021 307 57 35
www.otpbank.ro

DSK Bank Group

The market leader in the Bulgarian banking market provides its clients with a full range of financial services.

Chairman and CEO:
Violina Marinova Spasova
19, Moskovska St. 1036 Sofia, Bulgaria
Phone: +359 2 93 91 220
Fax: +359 2 980 64 77
www.dskbank.bg

OTP banka Srbija a.d.

From May 21, 2007 the merged credit institution operates under the name of OTP banka Srbija a.d. Novi Sad.

CEO: Predrag Mihajlovic
Bulevar Oslobodenja 80.
21 000 Novi Sad, Szerbia
Phone: (+381) 21 48 000 00
www.otpbanka.rs

JSC OTP Bank

As a step of its regional expansion, OTP Bank has entered the Ukrainian banking market.

CEO: Tamás HÁK-Kovács
Zhylyanska St. 43., 01033 Kiev
Phone: (+380) 044 490 05 00
Fax: (+380) 044 490 05 01
http://www.otpbank.com.ua/enb/

Joint Stock Company
OTP Bank

As a significant stage of the regional expansion OTP Bank acquired the Moscow based Investsberbank Group which’s activity cover approximately 80 percent of the territory of Russia.

CEO: Chizhevskiy Ilya Petrovich
125171, Leningradskoye shosse 16/A
Moszkva, Oroszország
http://www.otpbank.ru/en/

Crnogorska Komercijalna Banka AD

By the acquisition of Crnogorska Komercijalna Banka AD the market-leader bank of Montenegro is becoming a member of the OTP Group.

CEO: Pál Kovács
Moskovska bb, 81000 Podgorica
Crna Gora, Montenegro
Phone: (+382) 1 9894
www.ckb.me