Owing to economic and legal considerations, OTP Group provides its universal financial services through several subsidiaries. In Hungary traditional banking operations are performed by the Bank while specialized services, including car leasing, investment funds are developed and offered by the Bank's subsidiaries. Insurance claims of OTP Group clients are supplied by sales of insurance products with strategic collaboration with French insurance company, Groupama, after its OTP Garancia acquisition.
Owing to economic and legal considerations OTP Bank provides its universal financial services through several subsidiaries.
Merkantil Group is one of Hungary's leading providers in vehicle and asset financing.
OTP Mortgage Bank
The subsidiary was established to provide subsidized mortgage bonds based housing loans completing the range of housing loans offered by the Bank Group.
OTP Building Society
Market leader in the building society savings market, offering savings opportunities that entitle savers to state subsidies and tax allowances.
Its core activity includes the management and sale of real estate collateral transferred by OTP Factoring.
OTP Real Estate Lease
The biggest member of Hungarian retail flat leasing market. Offering leasing services of new and used flats for private, corporate customers and for local governments.
OTP Fund Management
OTP Fund Management Ltd is the largest Hungarian institutional investor and the best-capitalised organisation concentrating purely on asset management on the Hungarian market.
OTP Real Estate Fund Management
The Company was established to manage the portfolio of the OTP Real Estate Fund.
OTP Real Estate
OTP Ingatlanpont is one of the leading real estate agencies thanks to its nationwide coverage and its dynamically growing portfolio of mainly exclusive assignments.
Provides companies with equity financing for growth and expansion.
A company committed to promoting innovative payment solutions.
Besides general strategic consulting the main activity of OTP Hungaro-Projekt Ltd. is offering project preparation and management services for the use of EU Funds.
OTP Fund Services
Operates in the market of fringe benefits. Issuer of OTP SZÉP and Cafeteria cards.
OTP Financial Point
Acts as an agent for the intermediation of various Banking Group products outside the branch.
OTP Real Estate Point
Real estate brokerage network with nationwide coverage.
OTP Travel as a significant member
of the Hungarian tourism market
deals with air ticket sales, event management and the organisation
of domestic and foreign travels.
OTP National Health Fund
The main activity of the Health Fund is the organisation and finance of public and individual health care programmes.
OTP Pension Fund
One of the biggest members in voluntary pension fund market in terms of total assets and membership.
OTP Annuity Real Estate Investor
Engaged in a wide range of property management and real estate development activities.
Helps people looking for and offering property to find the best solutions.
Foglaljorvost (Book a doctor)
Provides practice management solutions and digital private healthcare appointment booking for patients.
After the realisation of its own privatisation process, OTP Bank started its international expansion targeting countries in the CEE region, which offer great economic growth potentials similar to Hungary. OTP Bank has completed several successful acquisitions in the past years, becoming a key player in the region.
OTP Group currently operates in Albania (Banka OTP Albania SHA), Bulgaria (DSK Bank AD), Croatia (OTP banka d.d.), Romania (OTP Bank Romania S.A.), Serbia (OTP banka Srbija akcionarsko društvo Novi Sad), Ukraine (Joint -Stock Company OTP Bank), Russia (Joint Stock Company “OTP Bank”), Moldova (OTP Bank S.A.), Montenegro (Crnogorska komercijalna banka AD Podgorica), Slovenia (SKB banka d.d. and Nova KBM d.d.) and Uzbekistan (JSCMB Ipoteka Bank) via its subsidiaries.
OTP banka d.d.
OTP banka with a national network is the fourth largest player in the Croatian banking market in terms of total assets.
OTP Bank Romania
OTP Bank Romania offers a wide range of financial services, it is retail clients that constitute the main focus of the Romanian bank.
DSK Bank AD
The market leader in the Bulgarian banking market provides its clients with a full range of financial services.
Banka OTP Albania SHA
The fifth largest bank in Albania, serving both retail and corporate clients.
OTP Bank JSC
As a step of its regional expansion, OTP Bank has entered the Ukrainian banking market.
JSC "OTP Bank"
As a significant stage of the regional expansion OTP Bank acquired the Moscow based Investsberbank Group which’s activity cover approximately 80 percent of the territory of Russia.
Crnogorska komercijalna banka
The largest banking institution in Montenegro. As a universal bank, it is active in both the retail and corporate segments.
OTP Bank S.A.
The fourth largest bank in Moldova and is active as a universal bank in both the retail and corporate segments.
OTP banka Srbija
The largest banking institution in Serbia. As a universal bank, it is active in both the retail and corporate segments.
4th largest bank in Slovenia. As a universal bank, it is active in both the retail and corporate segments.
Nova KBM d.d.
The second largest bank in Slovenia. In addition to retail customers, it also provides a full range of banking services to small, medium and large companies.
JSCMB Ipoteka Bank
The fifth largest bank in the banking system of Uzbekistan. The bank accepts deposits from legal entities and individuals, issues loans, provides money transfer services in Uzbekistan and abroad.