• Gergely Tardos

    Following his studies in Finance and Economic Policy, he graduated from the Corvinus University of Economic Sciences in 2000. Between 2000 and 2004, he worked at the National Bank of Hungary's Economics and Monetary Policy departments. Gergely has been working for OTP Bank since 2004. He started as the deputy head of the Research Department, and he was appointed head of department in 2008.

  • Győző Eppich

    Győző Eppich


    He joined OTP Bank's Research Department as a trainee in 2006 before working for the National Bank of Hungary's Monetary Strategy and Economic Analyses department, where he specialized in labour market analysis (2007-2008). He returned to the Research Department in the autumn of 2008 and became deputy head of it. His most important responsibilities include: monitoring trends in Hungary's macroeconomic and banking system and preparing respective forecasts, as well as methodological development. In 2014 and 2017 he won the Consensus Economics’ „Forecast Accuracy” award. Győző graduated summa cum laude from the Faculty of Economics of the Corvinus University of Budapest (former Budapest University of Economic Sciences and Public Administration) in 2006, where he had majored in Macroeconomic Analysis and Forecasting. His thesis work was a research into interest rate pass-through in Central and Eastern Europe's countries.

  • Mihály Kovács

    Mihály Kovács


    Mihály joined OTP Research in 2018. Currently he analyses the macroeconomic developments in Russia, Romania and Uzbekistan. He is also responsible for methodological developments. Mihály graduated in 1997 from the Corvinus University of Budapest (formerly Budapest University of Economics). He spent 15 years at the Magyar Nemzeti Bank working on forecasting and monetary policy advice. From 2012 to 2015 he joined the European Commission to prepare macroeconomic assessments. From 2015 to 2018, he worked for OGResearch, where he was responsible for policy advice and model development at various central banks in emerging and frontier markets.

  • Donát Debreczeni

    Donát Debreczeni


    Provides data management support for the team. Donát graduated from ELTE with a BSc in Mathematics and an MSc degree in Software Information Technology, he joined OTP Research in 2019.

  • Hedvig Kis

    Hedvig Kis


    After graduating as a teacher of English and Russian, Hedvig studied international business communication and specialized in economic translations. Her work experience includes translating daily newsletters, monthly analyses, press releases, and proofreading many others. In 2010, she joined OTP Research Department, where she is responsible for editing and distributing the team's research notes.

  • Márton Kovács

    Márton Kovács


    Márton, who is responsible for the economic foracsting and monitoring of Croatia, graduated from Corvinus University of Budapest with a Master's degree in Economic Analysis in 2019, and subsequently worked at the Macroeconomics Department of the Ministry of Finance, where he focused on industry, foreign trade, and inflation. He was then a liquidity reporting analyst at Citibank Hungary and joined OTP Research in February 2024.

  • Orsolya Rátkai

    Orsolya Rátkai


    Orsolya graduated from the Faculty of International Economics of the Corvinus University of Budapest (formerly known as Budapest University of Economic Sciences). In 2002 she obtained a Financial Investment Analyst degree from EFFAS (European Federation for Financial Analysts Societies). She joined OTP Securities in 2001 and worked there as equity analyst until the company merged into OTP Bank, when she became a member of OTP Research. Her main responsibilities are preparing sector analyses and monitoring sector developments. She also co-operates with the departments using our sector reports to survey and assess their demand. Since the end of 2017 she also covered Rába and Zwack, as equity research became part of our research portfolio after the Budapest Stock Exchange launched a market development programme for companies with small and medium capitalization in December 2017 and OTP Research also takes part in it. From 2022 this task is fulfilled by the Multi-asset Research Team of the OTP Global Markets Department. Orsolya, like most of the team, is a regular contributor to the daily and weekly money and capital market reports of OTP Research.

  • Gergely Rezessy

    Gergely Rezessy


    Gergely arrived at OTP Research in 2021. His main responsibilities are to monitor and forecast Slovenian macroeconomic and banking market developments, as well as analyzing Hungary’s fiscal policy. He graduated from Corvinus University and started his career at Oracle Hungary, implementing ERP systems. Following that, he worked in the field of cash circulation at the MNB and in finance at the MOL Group. From 2014 worked at the Macroeconomic department of the Ministry of Finance, where his main tasks were the analysis of the business cycle, labor market and GDP.

  • Máté Serdült

    Máté Serdült


    Máté graduated with honours from the University of Glasgow’s Economics Faculty, then finished his Master’s degree at the University of Sydney in 2019 where he majored in Econometrics. He worked for Morgan Stanley in the company’s risk department between 2019 and 2023, firstly as a credit risk analyst in the materials and commodities team, then as a market risk associate covering securitized products. He joined the OTP Research Centre in January 2023.

  • Beáta Váradi

    Beáta Váradi


    Bea graduated from the Corvinus University of Budapest, where she had majored in Macroeconomic Analysis. She joined OTP Bank's team of analysts in 2015, right after graduation. Her responsibilities include monitoring and forecasting the economic trends of Serbia and Ukraine, and she also contributes to our regular decision support reports about Hungarian and international, especially US, real economic developments.

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