The OTP USD Currency Savings Account offers an easy-to-use, continuous access savings form that offers many advantages over other savings options.


The USD savings account provides threshold, floating interest; OTP Bank pays interest after the end-of-the day total balance of the account at a rate defined for each tier. Interest is credited directly to the savings account.


The funds deposited on the savings account are freely available at any time. The savings period is for an indefinite term.

Conditions for account opening

Opening of USD savings account is subject to have an USD current account within OTP Bank.

Account features

  • No minimum amount is required to be deposited. Accordingly any amount can be kept on the account; it is not terminated automatically even if its balance is zero.
  • The funds can be withdrawn automatically by submitting transfer orders to a HUF and/or FX account kept within OTP Bank.
  • Funds can be added easily to your savings account by:
    - crediting transfers from any HUF and/or FX account inside or outside the bank
    - HUF or FX cash deposits made at any branch
    - Neither a bank card nor a credit limit can be linked to the account,
    - Term deposit is not available.
    - The account may be blocked (as credit collateral).

How can you use it?

The savings account can be opened easily

In a branch personally

HUF deposits can be made at any OTP branch, while FX deposits only at designated branches!

In Internet banking service

Login to the OTPdirekt internetbank.

Via OTP Electra Terminal

We recommend using the OTPdirekt Electra Terminal for all special needs.

Unless your company stipulates otherwise, a bank statement on the transactions on your savings account is prepared monthly.

Charges and fees

No account-keeping fee is charged.

Separate charges for book transfers to the credit of the company’s USD account and fees charged for cash deposits are debited to the FX savings account.

Announcements and Business Regulations

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