Gergely Tardos
Following his studies in Finance and Economic Policy, he graduated from the Corvinus University of Economic Sciences in 2000. Between 2000 and 2004, he worked at the National Bank of Hungary's Economics and Monetary Policy departments. His main tasks and responsibilities were FX reserve strategy, external imbalances and indebtedness, fiscal policy and financial behaviour of the corporate sector. Gergely has been working for OTP Bank since 2004. He started as the deputy head of the Research Department, and he was appointed head of department in 2008.

Beáta Váradi
Bea graduated from the Corvinus University of Budapest, where she had majored in Macroeconomic Analysis. She joined OTP Bank's team of analysts in 2015, right after graduation. Her responsibility is the monitoring and forecasting the economic trends of Slovakia, she also takes part in our regular and industry research as well.

Dániel Módos
He graduated summa cum laude at the Corvinus University of Budapest as a Macroeconomic analyst and forecaster. During his university years his research focus was tax evasion, institutional change and economic growth. In the 2009 Econometric Game (hosted by the University of Amsterdam) he reached the final as a member of the Corvinus University’s team. At his first job he traded European and US government bond futures until 2013. From 2013 to 2015 he worked as an analyst at the National Bank of Hungary where he specialized in corporate lending and he helped to launch the Central Bank’s Funding for Growth Scheme. From the middle of 2015 he works as a senior economist at the OTP Bank’s Research Department where his responsibilities cover the analysis of the economy and banking system of Ukraine and Serbia, moreover he is responsible of the Hungarian corporate lending market as well.

Gábor Dunai
Gábor graduated in 2006 from the Corvinus University of Budapest, where he had majored in Macroeconomic Analysis. He started his career at the Monetary Policy Department of the Budget Directorate of the Ministry of Finance, where he specialized in the central budget's interest expenses and revenues. He joined OTP Bank's Research Department in 2007. His current responsibilities include preparing analyses into and reports on real economy, as well as monitoring the economic trends of Slovakia and Croatia.

Gábor Pellényi
Gábor graduated from Budapest University of Economics and Public Administration in 2003, and later earned his Ph.D. in economics at Budapest Corvinus University in 2014. After his university studies he worked for ICEG European Center where he participated in various economic policy research projects. Between 2008 and 2016 he worked at Magyar Nemzeti Bank as macroeconomic analyst, and later as head of the Economic Analysis Department. He joined OTP Research in April 2016 where he is responsible for analyzing the Russian economy, as well as for methodological developments.

Győző Eppich
Győző graduated summa cum laude from the Faculty of Economics of the Corvinus University of Budapest (former Budapest University of Economic Sciences and Public Administration) in 2006, where he had majored in Macroeconomic Analysis and Forecasting. His thesis work was a research into interest rate pass-through in Central and Eastern Europe's countries. He joined OTP Bank's Research Department as a trainee in 2006 before working for the National Bank of Hungary's Monetary Strategy and Economic Analyses department, where he specialized in labour market analysis (2007-2008). He returned to the Research Department in the autumn of 2008 and became deputy head of it. His most important responsibilities include: monitoring trends in Hungary's macroeconomic and banking system and preparing respective forecasts, as well as methodological development.

Hedvig Kis
After graduating as a teacher of English and Russian in 1991, Hedvig studied international business communication and specialized in economic translations (2002). Her work experience includes translating daily newsletters, monthly analyses, press releases, and proofreading many others. In 2010, she joined OTP Research Department, where she is responsible for proofreading and editing the team's documents.

István Kecskeméti
After graduating from the Széchenyi University and the University of Szeged with a major in financial information technology, he worked for brokerage firms and banks as a sales executive and trader. He began to study technical analysis in 1998, to make his trades more successful. Based on many years of experience and development, he published two books, on the basics of technical analysis and trading strategies, in 2006 and 2009. In addition, he taught the basics of technical analysis on many courses. He has been strengthening the team of OTP Research since June 2015. His responsibilities involve preparing technical analyses on currencies, commodities, raw materials, indices, and shares.

Orsolya Rátkai
Orsolya graduated from the Faculty of International Economics of the Corvinus University of Budapest (formerly known as Budapest University of Economic Sciences). In 2002 she obtained a Financial Investment Analyst degree from EFFAS (European Federation for Financial Analysts Societies). She joined OTP Securities in 2001 and worked there as stock analyst until the company merged into OTP Bank, when she became a member of OTP Bank Research Department. Her main responsibilities are preparing sector analyses and monitoring sector developments.