Gergely Tardos
Following his studies in Finance and Economic Policy, he graduated from the Corvinus University of Economic Sciences in 2000. Between 2000 and 2004, he worked at the National Bank of Hungary's Economics and Monetary Policy departments. His main tasks and responsibilities were FX reserve strategy, external imbalances and indebtedness, fiscal policy and financial behaviour of the corporate sector. Gergely has been working for OTP Bank since 2004. He started as the deputy head of the Research Department, and he was appointed head of department in 2008.

Beáta Váradi
Bea graduated from the Corvinus University of Budapest, where she had majored in Macroeconomic Analysis. She joined OTP Bank's team of analysts in 2015, right after graduation. Her responsibilities include monitoring and forecasting the economic trends of Slovakia and Serbia, and she also contributes to our regular and industry research projects.

Donát Debreczeni
Having graduated from ELTE with a BSc in Mathematics and an MSc degree in Software Information Technology, he joined OTP Research in 2019. Donát provides data management support for the team.

Győző Eppich
Győző graduated summa cum laude from the Faculty of Economics of the Corvinus University of Budapest (former Budapest University of Economic Sciences and Public Administration) in 2006, where he had majored in Macroeconomic Analysis and Forecasting. His thesis work was a research into interest rate pass-through in Central and Eastern Europe's countries. He joined OTP Bank's Research Department as a trainee in 2006 before working for the National Bank of Hungary's Monetary Strategy and Economic Analyses department, where he specialized in labour market analysis (2007-2008). He returned to the Research Department in the autumn of 2008 and became deputy head of it. His most important responsibilities include: monitoring trends in Hungary's macroeconomic and banking system and preparing respective forecasts, as well as methodological development.

György Molnár
After graduating at the University of Copenhagen, he spent close to five years at the Magyar Nemzeti Bank in various positions. Initially he worked as part of the team responsible for economic analysis, and later moved to the modelling division. From 2017 to 2020, he worked for OGResearch, where he was responsible for preparing macroeconomic projections for various low and middle-income economies. In addition, he has taken part in several training projects in recent years, focused on developing medium-term forecasting tools and training of the central bank staff in a number of developing countries. In 2018 he assisted country teams at the IMF in developing their medium-term forecasting framework. He joined OTP Research in 2020 and his main responsibilities are analyzing and forecasting the macroeconomic trends and loan markets of Bulgaria and Montenegro. In addition, he supports the work at OTP Research by developing macroeconomic forecasting tools.

Hedvig Kis
After graduating as a teacher of English and Russian in 1991, Hedvig studied international business communication and specialized in economic translations (2002). Her work experience includes translating daily newsletters, monthly analyses, press releases, and proofreading many others. In 2010, she joined OTP Research Department, where she is responsible for proofreading and editing the team's documents.

Gergely Rezessy
He graduated from Corvinus University and started his career at Oracle Hungary, implementing ERP systems. Following that, he worked in the field of cash circulation at the MNB and in finance at the MOL Group. In 2021, he arrived to OTP from the Macroeconomic department of the Ministry of Finance, where his main tasks were the analysis of the business cycle, labour market and GDP. His main responsibilities are to monitor and forecast Slovenian macroeconomic and banking system developments.

Mihály András Kovács
Mihály graduated in 1997 from the Budapest University of Economics. He spent 15 years at the Magyar Nemzeti Bank in various positions from being a researcher to coordinating macroeconomic projections, managing the production of the Inflation Reports as well as supporting policy advice. From 2012 to 2015 he joined the European Commission, where he dealt with balance of payments assistance programs as well as drafted assessments in the framework of the European Semester. From 2015 to 2018, he worked for OGResearch, where he was responsible for policy advice and model development at various central banks in emerging and frontier markets. He joined OTP Research in 2018 to analyse the macroeconomic developments in Russia, Croatia and Romania, as well as Hungary’s fiscal policy. He is also resposnsible for methodological developments.

Orsolya Rátkai
Orsolya graduated from the Faculty of International Economics of the Corvinus University of Budapest (formerly known as Budapest University of Economic Sciences). In 2002 she obtained a Financial Investment Analyst degree from EFFAS (European Federation for Financial Analysts Societies). She joined OTP Securities in 2001 and worked there as equity analyst until the company merged into OTP Bank, when she became a member of OTP Research. Her main responsibilities are preparing sector analyses and monitoring sector developments. Since the end of 2017 she has also covered Rába and Zwack, as equity research became part of our research portfolio after the Budapest Stock Exchange launched a market development programme for companies with small and medium capitalization in December 2017 and OTP Research also takes part in it.