Forint Account Packages

OTP Bank offers a wide variety of account management choices to suit your
requirements and financial objectives. Choose the option that fits your banking requirements.

Why open a forint account package at OTP Bank?

  • Because OTP Bank has the largest branch and ATM (~2000) network in Hungary, which means you'll be able to access your money quickly and conveniently from anywhere in the country.
  • Because with an OTP account, you'll be able to carry out a wide range of financial transactions: besides depositing or withdrawing cash, you can make one-off or regular transfers, set up direct debits, etc.
  • Our packages offer you a wide range of fixed-term deposit options: 6 or 12 months on variable rates, or 1, 2, 3, 6, or 12 months on fixed rates.
  • By using OTP Bank’s Current Account Credit, you can access an automatic overdraft facility without the need to request it, on preferential terms, up to an amount specified in the contract. The overdraft limit will be regularly updated by an automatic review process. By using your Current Account Credit, OTP Bank will execute your debit orders, allow card use and cash withdrawal even beyond the coverage of your deposits.
  • Because using the OTPdirekt Hungarian-language telephone and mobile phone services, as well as the OTPdirekt internet service and smart phone application, also available in English, means you'll be able to manage your everyday finances simply and conveniently, without having to visit a branch.

OTP Retail Account Packages

It’s important to mentioned that OTP Bank is determined to transform the way banking services work and doing so, it aims to place the relationship between the clients and OTP on a new basis. Base Account is neither a bank account, nor a debit card. It is a special service package that gives its clients the flexibility to choose exactly those services which they need. This customizable account package contains many variable preferential packages (for example: for transactions, for cash withdrawals, for direct debits, etc.).

(If you interested in more details about our retail account offers, please choose below one of the accounts’ name with a single click on your device. The Product Informations contain only the main charges and services, all relevant informations about the chosen retail account offer are in the respective announcements.)

Base Account

Initial offer for clients who are looking for cheap and simple solutions for financial affairs.
Base Account contains:

  • a forint account,
  • a bankcard (free-of-charge in the first year),
  • an OTPdirekt service (internet bank - with controlling function, which is expandable for full version).






Classic Account

Traditional offer for those who prefer personal contact with a professional consultant in OTP Bank branches.
Classic Account Package contains:

  • a forint account,
  • a bankcard (free-of-charge in the first year),
  • an OTPdirekt service (internet bank - with controlling function, which is expandable for full version),
  • a Direct Debit package: unlimited free-of-charge direct debit transactions to 30.000 Ft / month.

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Premium+ Account

Offers a complex banking package for clients with significant savings or income who would like to manage their everyday finances without having to visit a bank branch, simply by using a bankcard, telephone, or the internet. Premium+ Account Package contains:

  • a forint account,
  • a bankcard (free-of-charge in the first year),
  • a free-of-charge OTPdirekt service (internet bank),
  • az Online Transaction package: unlimited free-of-charge electronic money transfers (one-time and recurring transfer) to 200.000 Ft / month,
  • an ATM cash withdrawal package,
  • a SMS package: to control easily their financial transactions, and
  • Premium service included in OTP Bank branches.

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Active Account

Comfortable offer for clients who willingly manage their daily financial affairs online (internet bank or mobilbank) and sometimes visit the bank branches, too.
Active Account Package contains:

  • a forint account,
  • a bankcard (free-of-charge in the first year),
  • an OTPdirekt service (internet bank),
  • az Online Transaction package: unlimited free-of-charge electronic money transfers (one-time and recurring transfer) to 100.000 Ft / month.

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Minimum Account

It’s a special account package for those who want free-of-charge account management. However the clients can’t demand any Transaction packages.
Minimum Account Package contains:

  • a forint account,
  • a bankcard (optional – only Maestro bankcard which is free-of-charge in the first year),
  • an OTPdirekt service (internet bank - with controlling function, which is not expandable for full version).

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Junior Account Package (14-24 years)

  • Junior account (14-18 years): free-of-charge account management and Junior bankcard,
  • Junior account package (18-24 years): free-of-charge account management and Junior bankcard,
  • an OTPdirekt service (internet bank - with controlling function, which is expandable for full version).

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How to open?

Who can open a forint account and how?

  • Any private individual over the age of 18 can open a retail current account (between 14-18 years a parent or a legal guardian is must).
  • You can open an account at any branch of OTP Bank dealing with current accounts.


  • Opening an account is free of charge, and there is no initial deposit required.
  • Foreigners wishing to open a retail current account will need to present a valid passport or travel document.

Retail accounts (not available from 12/12/2016)

'Alap' Account Package

Recommended to clients who would like to open a current account solely for the purpose of salary, income or pension transfers or as the feeder for a securities account, with account traffic kept to a minimum.

The 'Alap' Account Package provides you an ideal solution for handling your finances because if your regular income arrives to this account  there are no account management fees charged.

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'Net' Account Package

Offers you a comfortable and technologically advanced account by combining traditional accounts with cutting-edge electronic banking services. The Net Account Package allows you to manage your everyday finances simply, making use of your bankcard, telephone, or the internet instead of going to an OTP Bank branch in person.

The 'Net' Account Package contains a Net account and a MasterCard Web Card (for extra security when internet shopping). Herein lies the Net account’s dual function: you have all traditional cash functions at your fingertips, along with current account credit and card deposit services, while it also provides more security for purchases on the internet.

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'Tempó' Account Package

Recommended for clients who want to have access to complex banking services, such as salary transfers, electronically paying utility service bills, shopping with a bankcard, obtaining credit and managing your savings.

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'Prémium Plusz' Account Package

Offers a complex banking package for clients with significant savings or income who would like to manage their everyday finances without having to visit a bank branch, simply by using a bankcard, telephone, or the internet.

The 'Prémium Plusz' Account Package contains a Prémium Plusz' account, a Savings Account with periodical interest yields, a MasterCard Web card especially developed for secure shopping over the internet, and a Securities account.

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If you have any questions, you can contact us by e-mail at information@otpbank.hu!

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